Image by alancleaver_2000 via Flickr Your Debts and Your Debt Collectors – Know your rights.   The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging [...]

Image by yksin via Flickr DIY Credit Repair Tips That Anyone Can Do   While many people believe that getting their bad credit repaired can only be done through a professional agency, this is simply not true. By going to a credit agency, you might find that it takes a great deal more time and [...]