Image via Wikipedia 5 Great Reasons To Refinance Your Home There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don’t always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save [...]

Has government spending got your eyes rolling? As 2009 comes to an end we must take a moment and reflect on the things that we have accomplished this year plus look ahead to see just where our country is headed in the near future. It does not matter whether you are a Democrat, Republican, Independent [...]

Image via Wikipedia Common Pitfalls of Credit Card Use And What You Need To Know   Credit cards are one of the financial industry‘s success stories over the last half century, going from strength to strength since the first general purpose card was invented by Joseph P. Williams of the Bank of America in 1958. [...]

Credit card companies take more from your wallet with the changes in their minimum payment policies.  We have all seen the low interest rate sales tactics used by credit card companies to get your business from another credit card company; however, most do not read the fine print in those offers. Many Americans today are [...]

Image via Wikipedia The Enticing Trap Of Credit Card Debt Comes Quietly In The Mail, With Online Approvals and Instant Access Accounts As today’s society lives with the “I have got to have it now” psychology the credit card companies are all to happy to help provide it now for their reward later of higher [...]

An “American Dream Travesty” is happening and Congress is allowing 8 THOUSAND 4 HUNDRED American Families to lose their homes each and every weekday?  One might think, as a Human with ANY kind of principles, morals, ethics, conscious and common decency not to mention elected to office and having sworn an oath to “Represent The People” Congress [...]

Wealth impacted by credit.  Is it time to prevent the madness? Ever thought about how in the world you’d pay back everything debt? Or why the cardboard company just decreased your limit? Can remember the past when existence was simple – when bank card companies were stuffing your mailbox with an array of % offers? [...]