To Will Or Not To Will, Do’s And Don’ts In Making A Will.  Is all the fuss necessary?   First things first, you should have a will. Wills not only do the obvious: distribute wealth and possessions to loved ones; they also leave an impression on how carefully one has managed his or her estate [...]

Image by Getty Images via Daylife Choose To Be A Volunteer And Help Others   One of the oldest adages known to mankind is from both the Golden Rule and the Christian Bible: “Do unto others as you would have them do unto you.” “It is better to give than receive.” In today’s society, those [...]

Image by Getty Images via Daylife Aging parents and role reversal sneaks up on even the best life planners.  Are you ready?  It all begins with simple things that you do not even notice. This is the day you thought would never happen. Your roles in life are reversing. You’re trying to make decisions for [...]

Has government spending got your eyes rolling? As 2009 comes to an end we must take a moment and reflect on the things that we have accomplished this year plus look ahead to see just where our country is headed in the near future. It does not matter whether you are a Democrat, Republican, Independent [...]

Image by alancleaver_2000 via Flickr Your Debts and Your Debt Collectors – Know your rights.   The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging [...]

Image by frozenfoodjournal via Flickr Clipping coupons more these days?  With the continued rise in unemployment and monthly expenses more consumers have began to clip coupons to help save extra money each month. Not only are they using food coupons they are looking for coupons for clothing, movies, dining out and online discount coupons for [...]

Image via Wikipedia Common Pitfalls of Credit Card Use And What You Need To Know   Credit cards are one of the financial industry‘s success stories over the last half century, going from strength to strength since the first general purpose card was invented by Joseph P. Williams of the Bank of America in 1958. [...]

Image by yksin via Flickr DIY Credit Repair Tips That Anyone Can Do   While many people believe that getting their bad credit repaired can only be done through a professional agency, this is simply not true. By going to a credit agency, you might find that it takes a great deal more time and [...]

Image by Stephen Poff via Flickr Are you a Rhino or a Cow?   There are different types of people in the world. Thank goodness we are not all alike. That would definitely be boring. Some people are happy with a job with a good company for many years, then retiring, others don’t want to [...]