Image via Wikipedia How to choose the right retirement community for your baby boomer years. There are many retirement communities available everywhere in the country. There are retirement communities who may offer the world to you and those who would provide you with the best comfort you need. But how do you choose which retirement [...]

Image by voobie via Flickr The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from. But [...]

Image via Wikipedia 5 Great Reasons To Refinance Your Home There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don’t always allow us to meet our financial goals. Today, even reducing your mortgage interest rate a little can save [...]

Recession is a word that fills people with nightmares, dread and bad visions. It’s a time people have long considered  bad for your finances and a time period capable of magically shrinking a dollar’s value overnight. It also seems to instantly increase the cost of basic living. At this point in time money becomes a [...]

As they approach retirement age, many baby boomersare considering alternatives to retirement.  The reason for this is not because they just want to work but due to the losses in their retirement accounts.A growing number plan to forgo golf, travel and other pursuits to continue working through what have long been considered the retirement years. [...]

To Will Or Not To Will, Do’s And Don’ts In Making A Will.  Is all the fuss necessary?   First things first, you should have a will. Wills not only do the obvious: distribute wealth and possessions to loved ones; they also leave an impression on how carefully one has managed his or her estate [...]

Image by alancleaver_2000 via Flickr Your Debts and Your Debt Collectors – Know your rights.   The Fair Debt Collection Practices Act (FDCPA) applies to personal, family, and household debts. This includes money you owe for the purchase of a car, for medical care, or for charge accounts. The FDCPA prohibits debt collectors from engaging [...]

Image via Wikipedia Common Pitfalls of Credit Card Use And What You Need To Know   Credit cards are one of the financial industry‘s success stories over the last half century, going from strength to strength since the first general purpose card was invented by Joseph P. Williams of the Bank of America in 1958. [...]

Image by yksin via Flickr DIY Credit Repair Tips That Anyone Can Do   While many people believe that getting their bad credit repaired can only be done through a professional agency, this is simply not true. By going to a credit agency, you might find that it takes a great deal more time and [...]

Credit card companies take more from your wallet with the changes in their minimum payment policies.  We have all seen the low interest rate sales tactics used by credit card companies to get your business from another credit card company; however, most do not read the fine print in those offers. Many Americans today are [...]

Boomers are being hit hard by recession on all fronts. Not only has their retirement accounts been sinking faster than the Titanic but they are also having a tough time finding jobs to fill the void in their savings.The lucky one is Ken Karpman who at least has time on his side to replenish his [...]

A home based business can be a bumpy road without planning or smooth sailing with a little work. The choice is yours.

Image via Wikipedia The Enticing Trap Of Credit Card Debt Comes Quietly In The Mail, With Online Approvals and Instant Access Accounts As today’s society lives with the “I have got to have it now” psychology the credit card companies are all to happy to help provide it now for their reward later of higher [...]

Do you know the top eight things you should do if you lose your job?  If you haven’t thought about it, maybe you should.  The number of people losing their jobs have steadily risen this year.  As the American economy continues its downward spiral more people are finding the pink slip in their mail slot.  [...]

What is all the talk about attraction marketing and how does it really work? With the continual change of internet marketing many marketers have modified the way they sell online and have begun using “attraction marketing“. The internet has developed its own terms or language to include a new way of marketing.  Of course when [...]